Blog

Cutting Through the Noise


May 3, 2018

By Scott Ronalds

Rebalancing with Bruce

Checking in on Bruce as he rebalances his RSP after a period of strong returns from stocks.

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March 14, 2017

By Scott Ronalds

Emmylou: Namaste

Checking in with Emmylou a year into her transition to part-time work.

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March 23, 2016

By Scott Ronalds

Emmylou: Part timing it

At 61, Emmylou is transitioning to part-time work. With the big move has come some nerves and questions.

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February 11, 2015

By Scott Ronalds

Bruce: Annual RRSP Contribution

Bruce checks in to review his portfolio and make his annual RRSP contribution.

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November 25, 2014

By Scott Ronalds

Emmylou: Inheritance

Emmylou recently received an inheritance and turned to us as a sounding board.

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February 11, 2014

By Scott Ronalds

Bruce: RRSP Contribution

The banks are running lots of cute, reassuring ads these days. To Bruce, they’re as painful to watch as his sinking Canucks. But they’re a reminder to him that it’s RRSP season. Bruce contributed $6,500 to his account back in June and plans to add another $10,000 this week. His wife Courtney also intends to contribute $10,000. With the strong run in the markets last year, they’re not sure where to invest the money, so they stopped by the office for some advice. We reviewed their ...

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November 7, 2013

By Scott Ronalds

Emmylou: Portfolio Review

We last heard from Emmylou around this time last year, when she needed to set aside some money for a ‘sabbatical’ to Europe. She spent the summer exploring and had a rich experience on the continent. She recently checked in on her Steadyhand portfolio...

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June 27, 2013

By Scott Ronalds

Bruce: Lucky Dice

Along with his Steadyhand assets, Bruce has an RESP and small Investment Account with a discount broker. He takes an aggressive approach with the latter by holding a few small technology companies (recall that he works in the industry), knowing that it’s a minor part of his portfolio and he can afford to take a few flyers. Bruce likes to roll the dice in this account, well aware that they could come up craps more often than not. One of his bets recently paid off, however. Bruce...

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January 28, 2013

By Scott Ronalds

Bruce: RRSP Time

It’s that time of year: holiday bills, new diets, bleak weather, and RRSP contributions. Not exactly exciting stuff. Bruce is a little more jazzed than many investors though. He reviewed his account statement last week and found that his portfolio at Steadyhand was up nearly 12% last year (since starting with us two years ago, his portfolio has gained approx. 6.5% per year). “Grinning ear to ear”, he noted in an email. While we love his enthusiasm, we reminded him that many...

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November 7, 2012

By Scott Ronalds

Emmylou: Digging It

We introduced Emmylou back in March. As a reminder, she’s a fifty-something Winnipegger with a love for yoga, travel and the occasional pale ale. Emmylou has been a Steadyhand client for eight months now. She holds the Founders Fund across her three accounts (RRSP, Tax-Free Savings Account and Investment Account) and her portfolio has gained about 3.5% since she signed on at the end of February. With autumn briskly announcing itself in the Peg, Emmylou recently got...

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July 23, 2012

By Scott Ronalds

Bruce: California Dreaming

It’s been a few months since we last checked in with Bruce. Things are good on the work and home fronts, and his portfolio is holding steady in a bumpy market (as of June 30th, he’s up about 3.5% year-to-date). The family took a two week holiday to California in the spring, which included stops at Disneyland for the kids and a few wineries in Santa Barbara for the adults, before settling in Palm Springs. The sun and cheap merlot had a lasting impact. Bruce has long wanted a...

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March 6, 2012

By Scott Ronalds

Introducing Emmylou

Emmylou is a typical Steadyhand client (notwithstanding her mono-tooth). Like Bruce, we’ll follow her investing journey and provide periodic updates on the decisions and challenges she faces. Emmylou is 57 years old and divorced. She’s been down the road with a couple of potential partners since splitting with her husband 10 years ago, but is not seeing anyone at the moment. She has one daughter, Stacey, who is a 30 year old teacher in Toronto...

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